You can use the service to make one-time transfers from a linked chequing, savings, money market, or credit account to most of other Bank of America customers` current, savings, or money market accounts using their bank account number. If we fail to complete a transaction to or from your account on time or at the correct amount in accordance with our agreement with you, we will be liable for your loss or damage. There are, however, a few exceptions. For example, we are not responsible: you may use the service to transfer money between your bank of America linked bank accounts, free of charge, on a one-time or recurring basis, including in payment to a timeable loan, credit card or mortgage. When you set up your online/mobile ID for the first time, we link all your eligible bank accounts and partners, including joint accounts. You have the option to view, store or print PDF versions of your account documents from the site via desktop, tablet or mobile device. Your use of the Services may also be influenced by your deposit agreement and disclosures, including applicable fee regulations ("Deposit Agreement"), or by any other agreement with us for your Bank of America linked bank accounts and/or by an agreement with our associated companies for your partner accounts linked to the Service, including your investment accounts with Merrill. If an account is linked to the Services, this does not change the agreements you already have with us or our affiliates for that account, and you remain subject to the terms we have given you in the agreement and disclosure of the linked account. The terms and conditions of such account agreements, including all applicable fees, transaction restrictions, liability rules, and other restrictions that may affect your use of an account with the Services, form part of this Agreement. .